HCMC real estate loans top VND1.1 quadrillion in Jan-Apr

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New rules tighten debt limits on bond issuers

New rules tighten debt limits on bond issuers

Financial Markets June 20, 2026

HCMC - Companies issuing bonds via private placement will be subject to a debt-to-equity cap of five times, while individual professional investors will only be allowed to buy such bonds if they carry credit ratings and are backed by qualified collateral.

Central bank proposes easing lending cap

Central bank proposes easing lending cap

Financial Markets June 18, 2026

HCMC – The State Bank of Vietnam (SBV) has proposed raising the maximum ratio of short-term funds that commercial banks can use for medium- and long-term lending to 40% from the current 30%, in a move aimed at boosting credit supply for economic growth.

HCMC — Real estate loans in HCMC had amounted to more than VND1.1 quadrillion by the end of April, up 2.8% from late 2024, said Nguyen Duc Lenh, deputy director of the State Bank of Vietnam’s Region 2 Branch.
The city's real estate credit growth outpaced overall credit growth, which expanded 2.6% in the same period. Real estate loans accounted for about 28% of HCMC’s total outstanding credit. Of that, loans for self-use housing—such as home purchases, land use rights, and renovations—made up 65%, totaling VND727 trillion. This segment rose 0.6% compared to end-2024. Social housing loans reached VND2.76 trillion by the end of April, up 4.8% month-on-month. In March, this figure grew 1.7%, while in February it dropped 2.5%. Lenh said recent credit growth was supported by favorable interest rates and new lending packages. These include loans for social housing and for buyers under 35.

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New rules tighten debt limits on bond issuers

New rules tighten debt limits on bond issuers

Financial Markets June 20, 2026

HCMC - Companies issuing bonds via private placement will be subject to a debt-to-equity cap of five times, while individual professional investors will only be allowed to buy such bonds if they carry credit ratings and are backed by qualified collateral.

Central bank proposes easing lending cap

Central bank proposes easing lending cap

Financial Markets June 18, 2026

HCMC – The State Bank of Vietnam (SBV) has proposed raising the maximum ratio of short-term funds that commercial banks can use for medium- and long-term lending to 40% from the current 30%, in a move aimed at boosting credit supply for economic growth.