Penalties proposed against loan-insurance bundling by banks

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New rules tighten debt limits on bond issuers

New rules tighten debt limits on bond issuers

Financial Markets June 20, 2026

HCMC - Companies issuing bonds via private placement will be subject to a debt-to-equity cap of five times, while individual professional investors will only be allowed to buy such bonds if they carry credit ratings and are backed by qualified collateral.

Central bank proposes easing lending cap

Central bank proposes easing lending cap

Financial Markets June 18, 2026

HCMC – The State Bank of Vietnam (SBV) has proposed raising the maximum ratio of short-term funds that commercial banks can use for medium- and long-term lending to 40% from the current 30%, in a move aimed at boosting credit supply for economic growth.

HCMC – Vietnam’s central bank has drafted a decree proposing fines of up to VND500 million for banks that bundle loans with non-compulsory insurance products.
The draft, intended to replace Decree No. 88/2019/ND-CP, aims to update penalties in line with the latest laws on credit institutions and anti-money laundering. The heaviest fines, ranging from VND400 million to VND500 million, target the bundling of non-mandatory insurance products with financial services. This practice, considered a violation of consumer rights, is a growing concern. The draft decree also introduces penalties for other infractions, including unlawful interference in banking operations, anti-competitive practices, and actions that threaten national monetary policy or the stability of credit institutions. Additionally, fines of VND150 million to VND200 million are proposed for failures in risk management. These include not classifying customers according to risk levels or improper classifications, both of which are requirements under anti-money laundering regulations.

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New rules tighten debt limits on bond issuers

New rules tighten debt limits on bond issuers

Financial Markets June 20, 2026

HCMC - Companies issuing bonds via private placement will be subject to a debt-to-equity cap of five times, while individual professional investors will only be allowed to buy such bonds if they carry credit ratings and are backed by qualified collateral.

Central bank proposes easing lending cap

Central bank proposes easing lending cap

Financial Markets June 18, 2026

HCMC – The State Bank of Vietnam (SBV) has proposed raising the maximum ratio of short-term funds that commercial banks can use for medium- and long-term lending to 40% from the current 30%, in a move aimed at boosting credit supply for economic growth.