Tough screening procedures hinder soft-loan rollout

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New rules tighten debt limits on bond issuers

New rules tighten debt limits on bond issuers

Financial Markets June 20, 2026

HCMC - Companies issuing bonds via private placement will be subject to a debt-to-equity cap of five times, while individual professional investors will only be allowed to buy such bonds if they carry credit ratings and are backed by qualified collateral.

Central bank proposes easing lending cap

Central bank proposes easing lending cap

Financial Markets June 18, 2026

HCMC – The State Bank of Vietnam (SBV) has proposed raising the maximum ratio of short-term funds that commercial banks can use for medium- and long-term lending to 40% from the current 30%, in a move aimed at boosting credit supply for economic growth.

HCMC – Tough inspection and screening procedures have hindered the rollout of a financial aid package with an interest rate discount of two percentage points, the Ministry of Finance said.
According to commercial banks, the package amounted to VND850,000 billion in 2022, targeting 750,000 borrowers. However, only 100,000 of them were eligible for the package; 7% of them took out loans, 26% remained hesitant and the rest showed no interest. Loans taken out under the package totaled VND30,000 billion, while outstanding loans with an interest reduction were just a fraction of VND850,000 billion, at VND23,000 billion. Disbursement has been far slower than expected, with just over VND78 billion in late 2022. Paperwork is a major source of discouragement. Businesses worried that they might be subject to inspections if problems arise, the Vietnam News Agency reported, citing data from the Department of Banking and Financial Institutions with the MOF.

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New rules tighten debt limits on bond issuers

New rules tighten debt limits on bond issuers

Financial Markets June 20, 2026

HCMC - Companies issuing bonds via private placement will be subject to a debt-to-equity cap of five times, while individual professional investors will only be allowed to buy such bonds if they carry credit ratings and are backed by qualified collateral.

Central bank proposes easing lending cap

Central bank proposes easing lending cap

Financial Markets June 18, 2026

HCMC – The State Bank of Vietnam (SBV) has proposed raising the maximum ratio of short-term funds that commercial banks can use for medium- and long-term lending to 40% from the current 30%, in a move aimed at boosting credit supply for economic growth.